• GMS Lending beats all the others…
    Hands Up!

  • Discount and Traditional Factoring

    GMS Lending is flexible, fast and cost-effective. We can get you the cash you need to grow your business in as little as 24 hours. And the price is right.

  • Government Contract Factoring

    The wait for payment on government contracts can be long but your suppliers, subs and others need to be paid now. You can depend on GMS Lending to get you the funds for large and small government contracts.

  • Purchase Order Financing

    When your growth outstrips your credit, you can depend on GMS Lending to get you the funds to pay your supplier. Fast and dependably.

With GMS Lending, you can receive cash in as little as 24 hours after an invoice is generated.

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You get the money you need to grow your business, pay vendors, take advantage of supplier discounts,pay payroll, pay subcontractors and buy inventory. You work too hard to get customers to turn them away because of lack of cash. Use the GMS program that works best for you.

Discount Factoring

With discount (recourse) factoring, we advance up to 90% of the invoice amount to an approved customer within 24 hours. It is the least expensive form of factoring.
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Traditional Factoring

With traditional (non-recourse) factoring, we approve your customer’s credit. You ship; we give you an advance of up to 90% of the invoice within 24 hours and we assume the credit risk.
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Government Contract Factoring

Government contracts are great except that there may be a big difference in the timing between when you are paid and when you have to pay vendors, payroll or subcontractors. GMS Lending will fill that gap.
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Purchase Order Financing

You might have to refuse a large customer order if it means going over your credit limit with your supplier. That will never happen if you’re working with GMS Lending.
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